Exchange Funds
Diversify holdings and defer taxes for long-term growth.
Guardant Wealth Advisors offers access to exchange funds—a strategy designed to help investors with large share positions transition into diversified portfolios without triggering immediate capital-gains taxes. With expert selection, thoughtful structure and disciplined execution, we help you transform risk into opportunity.
The Opportunity
Exchange funds let investors transform concentrated stock positions into diversified portfolios—without triggering immediate capital gains. It’s a strategic way to reduce risk and maintain tax efficiency.
Tax Deferral: Defer capital gains while diversifying.
Broader Exposure: Access a managed pool of equities across sectors.
Risk Reduction: Lower single-stock concentration.
Institutional Access: Participate in funds typically reserved for larger investors.
Our Process
We collaborate with leading exchange‐fund providers to evaluate eligibility, timing, portfolio composition, governance and redemption terms. Our approach emphasizes:
Rigorous underwriting of contributed equity and incoming pool holdings.
Clear alignment of redemption terms, lock-up periods and liquidity expectations.
Integration of the new diversified interest into your broader wealth strategy—ensuring the exchange fund doesn’t operate in isolation but complements your full portfolio.
Fit & Considerations
Exchange funds are particularly useful for investors who:
Possess low-basis, highly appreciated stock positions and want to reduce concentration risk.
Seek a tax-efficient transition into a diversified strategy rather than a public-market sale.
Understand the terms of the vehicle—such as minimum investment levels, potential lock-up periods (often ~7 years), and redemption mechanics.
Want to work with an advisor to ensure the solution aligns with their liquidity needs, tax profile, and long-term goals.
Exchange funds offer a sophisticated solution for investors seeking diversification without triggering capital gains. By pooling concentrated equity positions into a professionally managed, diversified portfolio, you can mitigate single-stock risk while maintaining tax efficiency. At Guardant Wealth Advisors, we combine access, expertise, and structural insight to help you use exchange funds strategically—turning concentration into opportunity and aligning every move with your long-term wealth plan.
Why Guardant
Access & Connectivity
We partner with specialized exchange‐fund platforms and managers, securing opportunities typically limited to institutions and ultra-high-net-worth investors.
Tax & Structural Insight
Our team works at the intersection of investment strategy and tax planning—ensuring you’re aware of basis implications, holding requirements, and exit mechanics.
Portfolio Integration
We don’t treat exchange funds as one-off trades. We integrate outcome scenarios, monitor diversified interests, and ensure your new structure aligns with your broader wealth plan.
Transform Your Concentration Strategy
If you’re ready to diversify smartly, defer taxes responsibly, and re-position your portfolio for long-term strength, partner with Guardant Wealth Advisors today.